Guides
Practical, step-by-step guides to filing UK Money Claim Online and NZ Disputes Tribunal cases, written in plain English for people representing themselves.
How to File a Money Claim Online (MCOL) in the UK
A step-by-step walkthrough of filing a County Court money claim: eligibility, calculating interest, particulars of claim, fees, and what happens after you submit.
Read the guide United KingdomHow to Write a Letter Before Claim (Letter Before Action) in the UK
What the Pre-Action Protocol requires before you file a claim: what to include, how to calculate interest, deadlines to give, and what happens if the debtor doesn't respond.
Read the guide United KingdomHow to Claim Late Payment Interest and Compensation on Unpaid Invoices (UK)
Which Act applies to your debt, when interest starts running, the base rate plus 8% calculation, the £40/£70/£100 fixed compensation, and how to present it in a claim.
Read the guide United KingdomWhat to Do When a County Court Judgment (CCJ) Isn't Paid: Enforcement Options (UK)
Warrants of control, transferring up to the High Court, third party debt orders, charging orders, and how post-judgment interest keeps accruing.
Read the guide New ZealandNZ Disputes Tribunal: A Complete Step-by-Step Process Guide
Eligibility and claim limits, filing your application, the mediation-first hearing style, fees, and how decisions are enforced.
Read the guide New ZealandHow to Write a Letter of Demand in New Zealand
What to include before filing at the Disputes Tribunal: setting out what you're owed, giving a fair deadline, and what happens if the other party doesn't respond.
Read the guide New ZealandDisputes Tribunal Fees and Interest: What It Actually Costs to Claim in New Zealand
Filing fees by claim amount, whether you can recover that fee, and how to calculate interest on a Tribunal claim so your total figure is accurate.
Read the guide New ZealandWhat to Do When a Disputes Tribunal Order Isn't Paid: Enforcement Options (NZ)
The payment deadline, applying to the District Court, financial assessment hearings, attachment orders, and warrants to seize property.
Read the guide United KingdomHow to Respond to a Money Claim Online (MCOL): Defending a Claim in the UK
The 14-day deadline, acknowledgment of service, admitting, defending, or disputing part of a claim, and what happens if you do nothing.
Read the guide United KingdomHow to Pay Off a CCJ: Certificates of Satisfaction, Instalments, and Setting One Aside (UK)
Paying within the one-month window, applying for a certificate of satisfaction, instalment applications, setting a CCJ aside, and how it affects your credit file.
Read the guide United KingdomHow to Enforce a CCJ Against a Limited Company (UK)
Transferring up to the High Court, statutory demands, winding-up petitions, and third party debt orders against a company that owes you money.
Read the guide New ZealandHow to Respond to a Disputes Tribunal Claim in New Zealand
What the notice of hearing means, filing a counterclaim, preparing your evidence, what happens if you can't attend, and your options if the decision goes against you.
Read the guide New ZealandHow to Pay Off a Disputes Tribunal Order in New Zealand
The payment deadline, arranging instalments directly with the other party, Attachment Orders and Financial Assessment Hearings, and what happens if you ignore it.
Read the guide United KingdomWhat Happens at a Small Claims Court Hearing in the UK
The N180 directions questionnaire, mandatory mediation for claims of £10,000 or less, preparing your evidence bundle, the hearing itself, and the costs rules.
Read the guide United KingdomHow to Set Aside a County Court Judgment (CCJ) in the UK
The mandatory and discretionary grounds for setting aside a CCJ, why acting promptly matters, completing Form N244, and what happens if the application succeeds or fails.
Read the guide New ZealandHow to Apply for a Rehearing or Appeal a Disputes Tribunal Decision in New Zealand
The difference between a free rehearing and a District Court appeal, the grounds for each, the 20 working day deadline, and what happens after you apply.
Read the guide New ZealandWhat Happens at a Disputes Tribunal Hearing in New Zealand
Who runs it, preparing evidence and witnesses, attending by phone or video, the costs rules, and when and how you get the decision.
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